Liberty Mutual sues three insurers over Krispy Kreme construction injury defense

CONTINUE TO SITE CONTINUE TO SITE Liberty Mutual sues three insurers over Krispy Kreme construction injury defense Three carriers allegedly refused primary coverage - now they're in federal court Risk, Compliance & Legal By Tez Romero Mar 04, 2026 Share Liberty Mutual has hauled three insurers into federal court, claiming all three refused to cover Krispy Kreme's defense in a Bronx construction injury case. The suit, filed on March 2 in the US District Court for the Southern District of New York, pits Liberty Mutual Fire Insurance Company against Travelers Indemnity Company of America, New York Marine and General Insurance Company, and State National Insurance Company. At the heart of the dispute is a question construction insurance professionals encounter regularly: when multiple policies cover the same parties as additional insureds, which carrier pays first? According to the filing, the coverage fight stems from an October 2019 incident at a commercial property at 535 Zerega Avenue in the Bronx, where a mechanic named Manuel Jimenez, employed by Advanced Plumbing Mechanical & Sprinklers Corp., claims he fell from a height and suffered bodily injury. Jimenez sued CJSA Realty LLC and Krispy Kreme Doughnut Corporation, among others, asserting claims under New York Labor Law Sections 240 and 241(6) -- statutes that can impose significant liability on property owners and contractors for gravity-related construction site injuries. Krispy Kreme had contracted with The Sweet Co...